When reviewing your Medicare health care coverage, you should make sure you have exactly what you need. If not, it’s time to look for a new policy. Consider the following as you make your decision.
How much are your current premiums and deductibles? How much do you currently pay for doctor’s visits and hospital stays? Understand your coverage rules in order to get a better sense of cost.
Other types of health or prescription coverage may work in a different way with Medicare. Talk with your benefits administrator and reach out to our team before you make any changes.
Doctors and Hospitals
Does your doctor currently accept your coverage? Are the doctors you need to see taking new patients? Do you have the freedom to choose the hospital and medical staff you prefer?
Find out if you need to join a Medicare Prescription Drug plan. Are you already on a similar plan? Will you pay a penalty if you join a plan later? What will your prescriptions cost under each plan?
Can you easily access your doctor’s office during the hours that work for you? Do you have a pharmacy nearby you can use? Is everything you need within your network? Can you receive your prescriptions in the mail?
Will this plan cover you if you need medical assistance outside your own state, or even outside the US?
Get in touch with our team today to learn more. We’ll talk you through your options so you can make an informed decision about your coverage.